Investment Property Financing
Investment Property Programs
Not every client fits neatly into traditional lending guidelines. Some situations require a more common-sense approach—especially when financing an investment property.
Many self-employed borrowers have complex tax returns or significant write-offs that can make qualifying for a traditional mortgage difficult.
That’s where our Portfolio Loan Programs come in. Instead of mountains of paperwork, these programs are designed to simplify the approval process and focus on what truly matters.
One popular option for investment properties is a DSCR Mortgage.
The Debt Service Coverage Ratio (DSCR) measures a rental property’s cash flow to determine eligibility. To qualify, the property’s rental income must cover the monthly mortgage obligation, including principal, interest, taxes, and insurance.
With a DSCR loan, no employment verification or income documentation is required!
You can leave your tax returns and income paperwork at home when applying for your
DSCR mortgage.
Fix and Flip Financing
Looking to purchase properties for short-term investment opportunities?
Our Fix & Flip Program could be the perfect fit.
We offer financing of up to 100% of the purchase price and 100% of the renovation costs, provided the after-repair value (ARV) meets a 70% loan-to-value (LTV) requirement.
With industry-low interest rates and a 12-month term to complete the renovations, this program can save you money compared to many traditional lenders and private money loans.
Contact us today to discuss your next investment property—and let us help fund your next flip! Click here.
